Accounts Receivable Specialist Salary Guide

An Accounts Receivable Specialist manages invoicing, cash application, collections, and reconciliation to ensure timely customer payments and accurate accounts. They maintain customer accounts, resolve billing disputes, support month-end close, and often use ERPs and billing systems to optimize cash flow.

What is the average Accounts Receivable Specialist salary?

Entry Level

$38,000 - $48,000

Mid Level

$50,000 - $65,000

Senior Level

$66,000 - $90,000+

How does Accounts Receivable Specialist salary grow with experience?

$38,000 - $48,000
0-2
$50,000 - $62,000
3-5
$60,000 - $75,000
6-9
$70,000 - $90,000++
10+
Base (min)
Top of range (max)
Max: $90k

Accounts Receivable Specialist salary by location

San Francisco Bay Area, CA$58,000 - $95,000
New York City, NY$55,000 - $92,000
Chicago, IL$48,000 - $78,000
Austin, TX$46,000 - $74,000
Remote (US)$42,000 - $80,000
Base (min)
Top of range (max)

What factors affect a Accounts Receivable Specialist's salary?

  • Location and local cost of living
  • Experience level and years in AR/collections
  • Technical skills (ERP systems, advanced Excel, automation tools)
  • Industry and company size (SaaS, manufacturing, healthcare vary)
  • Certifications and leadership responsibilities (team lead, process owner)

Frequently Asked Questions About Accounts Receivable Specialist Salaries

What is the average salary for an Accounts Receivable Specialist in the US?

The national average ranges from about $45,000 for entry-level to $75,000+ for senior specialists, with a typical mid-level range near $55,000–$65,000 depending on location and industry.

What skills increase an Accounts Receivable Specialist's pay?

Advanced Excel, ERP experience (e.g., NetSuite, Oracle, SAP), credit & collections expertise, cash application automation, and process improvement/AR analytics typically raise compensation.

How much does location affect Accounts Receivable Specialist pay?

Location has a strong effect: high-cost metro areas like San Francisco and New York pay 15–40% more than national averages, while smaller markets pay closer to or below the national median.

What is the salary progression by experience for Accounts Receivable Specialists?

Typical progression: 0–2 years $38k–$48k, 3–5 years $50k–$62k, 6–9 years $60k–$75k, 10+ years $70k–$90k for senior/lead or specialized roles.

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