Accounts Receivable Specialist Salary Guide

An Accounts Receivable Specialist manages invoicing, cash application, collections, and reconciliation to ensure timely customer payments and accurate accounts. They maintain customer accounts, resolve billing disputes, support month-end close, and often use ERPs and billing systems to optimize cash flow.

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What is the average Accounts Receivable Specialist salary?

Entry Level

$38,000 - $48,000

Mid Level

$50,000 - $65,000

Senior Level

$66,000 - $90,000+

How does Accounts Receivable Specialist salary grow with experience?

$38,000 - $48,000
0-2
$50,000 - $62,000
3-5
$60,000 - $75,000
6-9
$70,000 - $90,000++
10+
Base (min)
Top of range (max)
Max: $90k

Accounts Receivable Specialist salary by location

San Francisco Bay Area, CA$58,000 - $95,000
New York City, NY$55,000 - $92,000
Chicago, IL$48,000 - $78,000
Austin, TX$46,000 - $74,000
Remote (US)$42,000 - $80,000
Base (min)
Top of range (max)

What factors affect a Accounts Receivable Specialist's salary?

  • Location and local cost of living
  • Experience level and years in AR/collections
  • Technical skills (ERP systems, advanced Excel, automation tools)
  • Industry and company size (SaaS, manufacturing, healthcare vary)
  • Certifications and leadership responsibilities (team lead, process owner)

How to compare Accounts Receivable Specialist pay figures

The generated ranges in this guide have not been independently source-verified. Check the underlying occupation, location and data period before using a range as a market benchmark. Keep the original source alongside any figure you save. A page updated recently can still contain wages measured in an earlier year, and a broad occupational category may cover several different job titles.

Compare the work as well as the title

Read a vacancy's responsibilities, required experience, working hours and location before placing it beside another role. Two positions called Accounts Receivable Specialist can have different scope. Record the duties you would own, the team or customers you would support, and any supervisory expectations. Use those details to decide whether a comparison is relevant instead of assuming that a matching title means matching pay.

Keep compensation definitions consistent

Confirm the currency and whether a figure is hourly, monthly or annual. Check the paid hours before converting between periods. Separate guaranteed base pay from bonuses, commissions, overtime, equity and benefits. Ask which parts are guaranteed and which depend on targets, company results or vesting conditions. Compare the same components across offers; a total-compensation figure and a base-salary figure answer different questions.

Identify the statistic too. A median divides the measured workforce into two equal halves. A percentile describes a point in that distribution; it does not automatically describe an entry-level or senior employee. Do not turn national survey percentiles into a personal experience-based pay prediction. Use local, role-relevant evidence when it is available and record any mismatch in coverage.

Build a comparison you can check later

For each job listing, survey or offer, save the role, responsibilities, location, currency, pay period, compensation components, source link and date checked. Mark missing information as unknown. Keep the employer's stated range separate from any expectation you calculate yourself. If the figures differ, first check their definitions and scope rather than averaging incompatible numbers into a new estimate.

When discussing an offer, prepare clear examples of the responsibilities and results you can support with your experience. Ask the recruiter about the role's level, the approved range and how the package is structured. Keep those answers with your comparison so you can assess the offer using confirmed information. This guide gives you questions to investigate; the employer's written terms establish the actual package being offered.

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Frequently Asked Questions About Accounts Receivable Specialist Salaries

What is the average salary for an Accounts Receivable Specialist in the US?

The national average ranges from about $45,000 for entry-level to $75,000+ for senior specialists, with a typical mid-level range near $55,000–$65,000 depending on location and industry.

What skills increase an Accounts Receivable Specialist's pay?

Advanced Excel, ERP experience (e.g., NetSuite, Oracle, SAP), credit & collections expertise, cash application automation, and process improvement/AR analytics typically raise compensation.

How much does location affect Accounts Receivable Specialist pay?

Location has a strong effect: high-cost metro areas like San Francisco and New York pay 15–40% more than national averages, while smaller markets pay closer to or below the national median.

What is the salary progression by experience for Accounts Receivable Specialists?

Typical progression: 0–2 years $38k–$48k, 3–5 years $50k–$62k, 6–9 years $60k–$75k, 10+ years $70k–$90k for senior/lead or specialized roles.

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